{"id":2504,"date":"2024-01-22T13:51:23","date_gmt":"2024-01-22T18:51:23","guid":{"rendered":"https:\/\/blogarchive.utc.edu\/business\/?p=2504"},"modified":"2024-01-22T15:45:20","modified_gmt":"2024-01-22T20:45:20","slug":"probasco-distinguished-chair-of-free-enterprise-to-host-j-brandon-bolen-in-first-educational-event-of-2024","status":"publish","type":"post","link":"https:\/\/blogarchive.utc.edu\/business\/2024\/01\/22\/probasco-distinguished-chair-of-free-enterprise-to-host-j-brandon-bolen-in-first-educational-event-of-2024\/","title":{"rendered":"Probasco Distinguished Chair of Free Enterprise to Host J. Brandon Bolen in First Educational Event of 2024"},"content":{"rendered":"\n

The event will cover topics including small-dollar loans, credit, rate caps, and more<\/em><\/p>\n\n\n

\n
\"\"<\/a>
J. Brandon Bolen<\/a>, assistant professor of economics at Mississippi College<\/figcaption><\/figure><\/div>\n\n\n

The Scott L. Probasco, Jr., Distinguished Chair of Free Enterprise<\/a> (Probasco Chair) will host J. Brandon Bolen<\/a>, assistant professor of economics at Mississippi College, to present a talk entitled \u201cCredit for Me but Not for Thee:\u00a0Small-Dollar Loans and Interest Rate Caps<\/a>\u201d on January 25, 2024, at 5:30 p.m. in the Tennessee Room at the University of Tennessee at Chattanooga (UTC).<\/p>\n\n\n\n

The session will provide an overview of, and general education about, small-dollar credit products \u2014 think credit cards, installment loans, and cash advance programs \u2014 as well as alternatives to and common misunderstandings surrounding these financial solutions. Bolen will also discuss topics like interest rate caps and their downstream impact.<\/p>\n\n\n\n

\u201cI\u2019m an economist, so of course, I find these topics fascinating,\u201d said Dr. Claudia W. Kramer<\/a>, UTC\u2019s current Probasco Chair. \u201cBut the thing I love most about economics is that the topics are truly so relevant to all of us.<\/p>\n\n\n\n

\u201cDuring this talk, Brandon will discuss how interest rate caps may sound good, but they usually hurt the people they are designed to help \u2014 the most financially vulnerable,\u201d Dr. Kramer continues. \u201cThis seems counterintuitive, but Brandon provides both intuitive reasoning and recent evidence showing how interest rate caps create credit shortages and other unintended consequences.\u201d<\/p>\n\n\n\n

The free event is open to the general public, and attendees are simply asked to register here<\/a>. A reception with heavy hors d’oeuvres will follow the discussion.<\/p>\n\n\n\n

\u201cEconomic education is one of the primary goals of the Chair, and I am excited to kick off the new year with such a relevant and timely topic,\u201d said Dr. Kramer.<\/p>\n\n\n\n

For\u200b \u200badditional\u200b information about the \u200bProbasco Chair,\u200b \u200bplease\u200b \u200bvisit:\u200b<\/strong> https:\/\/www.utc.edu\/gary-w-rollins-college-of-business\/probasco-distinguished-chair-of-free-enterprise<\/a><\/p>\n\n\n\n

For\u200b \u200badditional\u200b information about Dr. Kramer,\u200b \u200bplease\u200b \u200bvisit:\u200b<\/strong> https:\/\/www.claudiawkramer.com\/<\/a><\/p>\n\n\n\n

Probasco Chair \u200bmedia\u200b \u200bcontact:<\/strong>\u200b david@heedpr.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The event will cover topics including small-dollar loans, credit, rate caps, and more The Scott L. Probasco, Jr., Distinguished Chair of Free Enterprise (Probasco Chair) will host J. Brandon Bolen, assistant professor of economics at Mississippi College, to present a talk entitled \u201cCredit for Me but Not for Thee:\u00a0Small-Dollar Loans and Interest Rate Caps\u201d on… <\/p>\n

Continue Reading <\/span><\/a><\/span><\/p>\n","protected":false},"author":445,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-2504","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-uncategorized","7":"entry","8":"has-post-thumbnail"},"yoast_head":"\nProbasco Distinguished Chair of Free Enterprise to Host J. Brandon Bolen in First Educational Event of 2024 - Gary W. 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