{"id":30873,"date":"2020-03-27T14:16:34","date_gmt":"2020-03-27T18:16:34","guid":{"rendered":"https:\/\/blogarchive.utc.edu\/news\/?p=30873"},"modified":"2020-03-30T12:46:44","modified_gmt":"2020-03-30T16:46:44","slug":"taking-care-of-our-flock-utc-seeks-support-for-covid-19-student-emergency-fund","status":"publish","type":"post","link":"https:\/\/blogarchive.utc.edu\/news\/2020\/03\/taking-care-of-our-flock-utc-seeks-support-for-covid-19-student-emergency-fund\/","title":{"rendered":"Taking Care of Our Flock: UTC seeks support for COVID-19 student emergency fund"},"content":{"rendered":"

\"\"<\/p>\n

Students spend four or more years in college learning and preparing for life after college. The lesson from COVID-19 that we\u2019ve all learned\u2014students or not\u2014is how quickly life can change. And that an emergency can occur at any time.<\/p>\n

For a student with limited financial resources, a cut in job hours or being unable to afford books or the utility bill in an off-campus apartment can constitute an emergency.<\/p>\n

\"\"<\/p>\n

Denise and Tim Downey, who both attended the University of Tennessee at Chattanooga, gave a lot of thought to these kinds of challenges for students, and they wanted to help.<\/p>\n

In 2019, they created the Denise and Tim Downey Student Emergency Fund to provide limited emergency funding for UTC students facing monetary hardship. The fund exists to alleviate unexpected student expenses, like essential academic needs, last-minute airline tickets and one-time, non-recurring medical costs\u2014expenditures that could force a student to have to forego academic studies.<\/p>\n

\u201cTaking Care of Our Flock\u201d is the name given to a just-launched campaign asking alumni and anyone else who may be able to consider helping students dealing with\u00a0 financial hardship by contributing to the Denise and Tim Downey Emergency Fund. The campaign also is the result of UTC alumni and friends who asked how they could help upon learning that students wouldn\u2019t return to campus during the COVID-19 pandemic.<\/p>\n

Find more on the campaign and how to contribute here<\/a>.<\/em><\/strong><\/p><\/blockquote>\n

\u201cWe don\u2019t want students to have a situation that causes them to drop out of school,\u201d said Tim Downey, founder and chief executive officer of Southern Land Company\u2014a Nashville-based real estate development firm. \u201cThat\u2019s what I think is the most dangerous part for students. If something goes wrong, they might end up dropping out. That would be the worst thing that could happen, right?\u201d<\/p>\n

His wife concurred, saying, \u201cI feel good about being able to give back to these kids, especially when they\u2019re in dire situations.\u201d Denise Downey received a bachelor\u2019s degree in home economics from UTC in 1981.<\/p>\n

In what scenarios does she see the fund being used?<\/p>\n

\u201cWhen they don\u2019t have the money for books, or their car breaks down, or all the other things that can happen that you\u2019re not prepared for\u2014especially when you\u2019re young and you have no money,\u201d she said. \u201cStudents work so hard. Tim and I, we\u2019re fortunate that we can pay it back a little bit. If students need help, they have a place to come and get it.\u201d<\/p>\n

The fund they\u2019ve established is specifically earmarked to help students with financial hardships that would otherwise interfere with their success at UTC. It provides limited emergency awards to currently enrolled students who experience unexpected or temporary difficulty. The fund supports the campus-wide priority of retaining and graduating students on time and with minimal debt.<\/p>\n

Students in financial hardship can apply for emergency fund help here.<\/a><\/em><\/strong><\/p><\/blockquote>\n

\u201cWe like to help people in the community, and UTC is a good arm to help us,\u201d Denise Downey said. \u201cThis fund is available to all students. If they have an emergency or if they need something and don\u2019t have the means to take care of it, that\u2019s when they need to ask for help.\u201d<\/p>\n

The Downeys know what it\u2019s like to have to pay your own way through college.<\/p>\n

\u201cBack then, your parents just didn\u2019t write checks to help you out,\u201d recalled Tim Downey, who arrived at UTC in 1977. \u201cWe had to pay our rent. We had to pay for our gas. We had to pay for our books and our tuition. If something went wrong, we didn\u2019t have a place to go\u2014unless it was family.<\/p>\n

\u201cWe did have family that would have helped us if we needed it, but I think we\u2019re helping a lot of people who don\u2019t have family that can just write a check. We had a failsafe, but they don\u2019t. Looking back, $50 could have been an emergency for us way back when.\u201d<\/p>\n

Philanthropy is important to the couple, who said they believe in the philosophy of performing one random act of kindness a day.<\/p>\n

\u201cEvery city we do business in, we try to let a few charities know about what we\u2019re doing,\u201d Tim Downey said. \u201cUTC is our connection to Chattanooga. Denise and I both went there. We were supporting ourselves while we were in school and we know what it\u2019s like to barely get by.\u201d<\/p>\n

\u201cIt feels good to help out,\u201d Denise Downey said. \u201cUTC was a wonderful experience. It\u2019s a great University and it serves the community so well. We love Chattanooga. It\u2019s a beautiful city, a great place to raise your family and your children.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

The Denise and Tim Downey Student Emergency Fund will provide limited emergency funding for UTC students facing monetary hardship.<\/p>\n

Continue Reading <\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":30886,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_ef_editorial_meta_date_first-draft-date":"","_ef_editorial_meta_paragraph_assignment":"","_ef_editorial_meta_checkbox_needs-photo":"","_ef_editorial_meta_number_word-count":"","_ef_editorial_meta_checkbox_slider":"","_ef_editorial_meta_checkbox_featurette":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,123864],"tags":[],"class_list":{"0":"post-30873","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-advancement-and-alumni","8":"category-community","9":"entry"},"yoast_head":"\nTaking Care of Our Flock: UTC seeks support for COVID-19 student emergency fund | UTC News Archive: Jul 2007 - 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