{"id":31065,"date":"2020-04-03T15:33:56","date_gmt":"2020-04-03T19:33:56","guid":{"rendered":"https:\/\/blogarchive.utc.edu\/news\/?p=31065"},"modified":"2020-04-03T15:33:56","modified_gmt":"2020-04-03T19:33:56","slug":"the-pros-and-cons-of-using-credit-cards-to-buy-groceries","status":"publish","type":"post","link":"https:\/\/blogarchive.utc.edu\/news\/2020\/04\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\/","title":{"rendered":"The pros and cons of using credit cards to buy groceries"},"content":{"rendered":"<p><em><img loading=\"lazy\" decoding=\"async\" width=\"288\" height=\"283\" data-attachment-id=\"31067\" data-permalink=\"https:\/\/blogarchive.utc.edu\/news\/2020\/04\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\/untitled-5\/\" data-orig-file=\"https:\/\/blogarchive.utc.edu\/news\/files\/2020\/04\/Untitled.jpg\" data-orig-size=\"288,283\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Untitled\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/blogarchive.utc.edu\/news\/files\/2020\/04\/Untitled.jpg\" class=\"alignright wp-image-31067\" src=\"https:\/\/blogarchive.utc.edu\/news\/files\/2020\/04\/Untitled.jpg\" alt=\"\" style=\"max-width: 100%;\"style=\"max-width: 100%;\" srcset=\"https:\/\/blogarchive.utc.edu\/news\/files\/2020\/04\/Untitled.jpg 288w, https:\/\/blogarchive.utc.edu\/news\/files\/2020\/04\/Untitled-204x200.jpg 204w\" sizes=\"auto, (max-width: 288px) 100vw, 288px\" \/>Recently on the website <a href=\"https:\/\/wallethub.com\/\">WalletHub,<\/a> UTC Associate Professor of Marketing Stephanie Gillison offered some advice on using credit cards to buy groceries.<\/em><\/p>\n<p><strong>Which do you think is likely to benefit the average person more: a credit card with great rewards on groceries or a credit card with great rewards on travel?<\/strong><\/p>\n<p>This really depends on the individual and their spending for either groceries or travel each year. The average person will likely benefit more from rewards on groceries, but each person should look at their spending to determine the right card for them.<\/p>\n<p><strong>Why don\u2019t all the major grocery store chains have their own co-branded store credit card?<\/strong><\/p>\n<p>That\u2019s a great question. Some grocery stores may not see that the benefits outweigh the costs of launching and supporting these credit cards. I think it is likely a logistical and infrastructure issue as well. Many grocery stores have limited resources (be it financial, human resource, or time) and that limits their ability to offer their own store credit cards.<\/p>\n<p><strong>How would you say clipping coupons compares to comparison shopping for the right grocery rewards credit card in terms of saving potential and efficiency?<\/strong><\/p>\n<p>Clipping coupons takes time and energy for the shopper. Many shoppers will come out ahead if they invest at least some of that time comparing grocery reward cards and finding the card that will maximize their savings (at a store that is conveniently located near them).<\/p>\n<p>&nbsp;<\/p>\n<p><em>WalletHub.com features financial information and advice, including <\/em><em>free credit scores and full credit reports as well as credit-improvement advice; personalized savings alerts; and 24\/7 wallet surveillance.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently on the website WalletHub, UTC Associate Professor of Marketing Stephanie Gillison offered some advice on using credit cards to buy groceries. Which do you think is likely to benefit the average person more: a credit card with great rewards on groceries or a credit card with great rewards on travel? This really depends on&hellip; <\/p>\n<p class=\"more-link-wrap\"><span><a class=\"more-link button text\" href=\"https:\/\/blogarchive.utc.edu\/news\/2020\/04\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\/\"><span>Continue Reading <\/span><\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_ef_editorial_meta_date_first-draft-date":"","_ef_editorial_meta_paragraph_assignment":"","_ef_editorial_meta_checkbox_needs-photo":"","_ef_editorial_meta_number_word-count":"","_ef_editorial_meta_checkbox_slider":"","_ef_editorial_meta_checkbox_featurette":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7712,3,57,64],"tags":[99070,99069],"class_list":{"0":"post-31065","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-community","7":"category-faculty-and-staff","8":"category-college-of-business","9":"category-news","10":"tag-credit-cards","11":"tag-stephanie-gillison","12":"entry","13":"has-post-thumbnail"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The pros and cons of using credit cards to buy groceries | UTC News Archive: Jul 2007 - Oct 2025<\/title>\n<meta name=\"description\" content=\"Recently on the website WalletHub, UTC Associate Professor of Marketing Stephanie Gillison offered some advice on using credit cards to buy groceries.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The pros and cons of using credit cards to buy groceries | UTC News Archive: Jul 2007 - Oct 2025\" \/>\n<meta property=\"og:description\" content=\"Recently on the website WalletHub, UTC Associate Professor of Marketing Stephanie Gillison offered some advice on using credit cards to buy groceries.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogarchive.utc.edu\/news\/2020\/04\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\/\" \/>\n<meta property=\"og:site_name\" content=\"UTC News Archive: Jul 2007 - Oct 2025\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/UTChattanooga\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-03T19:33:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blogarchive.utc.edu\/news\/files\/2020\/04\/Untitled.jpg\" \/>\n<meta name=\"author\" content=\"UTC Communications and Marketing\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@UTChattanooga\" \/>\n<meta name=\"twitter:site\" content=\"@UTChattanooga\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"UTC Communications and Marketing\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blogarchive.utc.edu\\\/news\\\/2020\\\/04\\\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blogarchive.utc.edu\\\/news\\\/2020\\\/04\\\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\\\/\"},\"author\":{\"name\":\"UTC Communications and Marketing\",\"@id\":\"https:\\\/\\\/blogarchive.utc.edu\\\/news\\\/#\\\/schema\\\/person\\\/6a6e78a359d0226ea9e82fb20f53021e\"},\"headline\":\"The pros and cons of using credit cards to buy groceries\",\"datePublished\":\"2020-04-03T19:33:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blogarchive.utc.edu\\\/news\\\/2020\\\/04\\\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\\\/\"},\"wordCount\":280,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/blogarchive.utc.edu\\\/news\\\/2020\\\/04\\\/the-pros-and-cons-of-using-credit-cards-to-buy-groceries\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blogarchive.utc.edu\\\/news\\\/files\\\/2020\\\/04\\\/Untitled.jpg\",\"keywords\":[\"credit cards\",\"stephanie gillison\"],\"articleSection\":[\"Community\",\"Faculty and Staff\",\"Gary W. 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