{"id":66264,"date":"2025-03-19T08:18:29","date_gmt":"2025-03-19T12:18:29","guid":{"rendered":"https:\/\/blogarchive.utc.edu\/news\/?p=66264"},"modified":"2025-03-24T10:39:57","modified_gmt":"2025-03-24T14:39:57","slug":"the-people-of-utc-get-to-know-kim-holder","status":"publish","type":"post","link":"https:\/\/blogarchive.utc.edu\/news\/2025\/03\/the-people-of-utc-get-to-know-kim-holder\/","title":{"rendered":"The people of UTC: Get to know Kim Holder\u00a0"},"content":{"rendered":"
\"Kim

Kim Holder arrived at UTC in 2024 as the managing director of the Center for Economic Education. Photo by Angela Foster.<\/p><\/div>\n

Understanding economics and personal finance is <\/span>essential<\/span> to navigating life\u2019s biggest decisions, according to Kim Holder, managing director of the <\/span>Center for Economic Education (CEE)<\/span><\/b><\/a> at the University of Tennessee at Chattanooga.<\/span>\u00a0<\/span><\/p>\n

The CEE is dedicated to educating students, teachers and local citizens about economic issues in the UTC community and beyond. Holder <\/span>is carrying out this mission<\/span> and wants people of all <\/span>ages and backgrounds<\/span> to understand the value of economic education.<\/span>\u00a0<\/span><\/p>\n

What brought you to UTC and the CEE?<\/span><\/b>\u00a0<\/span><\/p>\n

\"\"\u201cI\u2019ve been <\/span>doing this work for 15 years, but coming to Chattanooga was a chance to apply what I\u2019ve learned in a new setting. I actually lived here in the early <\/span>\u2019<\/span>90s and took my first econ class in Fletcher Hall around 1994. To walk around campus and see all the changes and yet still feel like I was in the same house I had always lived in\u2014the furniture was just moved around a little bit.<\/span>\u00a0<\/span><\/p>\n

\u201cChattanooga itself was a big draw. It\u2019s a growing city with a strong sense of community and entrepreneurship. I also love that students are here at UTC because they chose to be here. They\u2019re usually here for a specific program or opportunity, and that\u2019s exciting to me.\u201d<\/span>\u00a0<\/span><\/p>\n

Your path in higher education wasn\u2019t exactly traditional. Can you share your experience?<\/span><\/b>\u00a0<\/span><\/p>\n

\u201cI was here for two years before I left school. I worked full-time, got married, thought I would stay in school but didn\u2019t. I worked for a university on the staff side, took classes here and there, and then found out I was pregnant. I had to drop out again. It took me 15 years from start to finish. I started at UTC in 1993 and graduated from West Georgia in 2008.<\/span>\u00a0<\/span><\/p>\n

\u201cPeople assume I have a Ph.D. because I\u2019ve done so much in this space. Sometimes, not having one holds me back, but maybe only by about 10%. There are still spaces where it feels like a union card and you need it to get in. I encourage students who want to be in academia to go for their terminal degree because you will do more work and get paid less without it, especially as a woman. But I\u2019ve still been able to do everything I wanted to do.\u201d<\/span>\u00a0<\/span><\/p>\n

Can you give an overview of what the CEE does?<\/span><\/b>\u00a0<\/span><\/p>\n

\u201cThe Center for Economic Education falls under the <\/span>Probasco Chair<\/span><\/b><\/a>, and Claudia Kramer is my boss. We focus a lot on K-12 economic education. Across the country, teachers are often required to teach economics without having formal training in the subject. They\u2019re typically certified in social studies\u2014but not necessarily econ\u2014so they may have never taken an econ class themselves.<\/span>\u00a0<\/span><\/p>\n

\u201cOur goal is to teach the teachers and help them feel confident in what they\u2019re teaching and serve as a resource. This is what I did at my prior institution, and I also do it nationally and internationally. UTC is just my new home base.<\/span>\u00a0<\/span><\/p>\n

\u201cBeyond K-12, we look at economic education from cradle to grave. We don\u2019t only help students and teachers but also businesses, entrepreneurs and the broader community. We work locally, regionally and nationally, and I\u2019ve already started outreach efforts to expand what we do.\u201d<\/span>\u00a0<\/span><\/p>\n

Why is financial literacy such an important issue?<\/span><\/b>\u00a0<\/span><\/p>\n

\u201c<\/span>Economic education, including financial literacy, is all about choices. If you don\u2019t recognize that you have choices, or if you feel like things are just happening to you, that changes how you see the world.<\/span>\u00a0<\/span><\/p>\n

\u201cParticularly, personal finance is important because wealthy people and poor people all face choices. When you\u2019re impoverished, your choice set is really small. As you\u2019re able to accumulate wealth, you\u2019re able to open up other opportunities.<\/span>\u00a0<\/span><\/p>\n

\u201cMy goal is to help students expand their choices. Education opens opportunities. Financial literacy gives you control over your future.\u201d<\/span>\u00a0<\/span><\/p>\n

How can you help students directly?<\/span><\/b>\u00a0<\/span><\/p>\n

\u201cI don\u2019t teach in the classroom like I used to, and I do miss that, but this role gives me more time to really fine-tune what the center is doing. Our outreach to students won\u2019t be in a traditional classroom but through other things.<\/span>\u00a0<\/span><\/p>\n

\u201cA big part of what I do is being a connector. There are so many opportunities\u2014internships, fellowships, programs\u2014but a lot of students just don\u2019t know they exist. Because I have a large professional network, if a student comes to me and says, \u2018I\u2019m interested in this field,\u2019\u202fI usually know someone or something that can help.<\/span>\u00a0<\/span><\/p>\n

\u201cWe\u2019re also creating more opportunities for student engagement through our programming. Our <\/span>Economics and Etiquette<\/span><\/b><\/a> event and the <\/span>Economics of Sports<\/span><\/b><\/a> program were both a great success, and we\u2019ll keep offering experiences that show how economics is part of everything.\u201d<\/span>\u00a0<\/span><\/p>\n

What\u2019s one piece of financial advice you wish more students understood?<\/span><\/b>\u00a0<\/span><\/p>\n

\u201cStudents limit themselves without realizing it. They think, \u2018I have this degree, so I can only do this specific job.\u2019 But skills are transferable. You don\u2019t have to stay in a narrow lane and there are more possibilities than you think.<\/span>\u00a0<\/span><\/p>\n

\u201cAnother big thing I see is decision paralysis. Students feel pressured to make career choices early on, and it feels like everything is narrowing down. But a lot of those limits are in their heads. Your degree doesn\u2019t define your career path as much as you think. It\u2019s about how you apply your skills and how you tell your story.\u201d<\/span>\u00a0<\/span><\/p>\n

Are there any upcoming programs or initiatives you\u2019re excited about?<\/span><\/b>\u00a0<\/span><\/p>\n

\u201cWe\u2019re working on relaunching our website and social media, building out a speaker slate for events and launching teacher workshops. Those are big things on the horizon.<\/span>\u00a0<\/span><\/p>\n

\u201cI\u2019m also taking three UTC students to Milton Friedman\u2019s summer home in Vermont for an experiential learning program. They\u2019ll be part of a group of students from other universities, getting to discuss economic ideas in the space where Friedman actually wrote them. For some, it might be their first time outside the Southeast. These kinds of experiences are so valuable and I\u2019m excited to make them happen.<\/span>\u00a0<\/span><\/p>\n

\u201cLong term, I want Chattanooga to be a hub for economic education. Tennessee sits in a perfect spot\u2014right in the middle of Georgia, Alabama, North Carolina and South Carolina. Each of these states has its own economic education councils, but they tend to be based in their state capitals. When I look at the map and see where Chattanooga sits, I\u2019m like, \u2018Oh, all of these are people who we could run programs in Chattanooga and pull from the corners of all these states.\u2019 I\u2019d love to see us become the place where economic education is thriving across the region.\u201d<\/span>\u00a0<\/span><\/p>\n

Learn more<\/h4>\n

Visit UTC<\/span><\/a>\u00a0<\/span><\/p>\n

UTC Center for Economic Education<\/span><\/a>\u00a0<\/span><\/p>\n

Probasco Chair<\/span><\/a>\u00a0<\/span><\/p>\n

How to apply<\/span><\/a>\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Understanding economics and personal finance is essential to navigating life\u2019s biggest decisions, according to Kim Holder, managing director of the Center for Economic Education (CEE) at UTC.<\/p>\n

Continue Reading <\/a><\/span><\/p>\n","protected":false},"author":2000,"featured_media":66267,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_ef_editorial_meta_date_first-draft-date":"","_ef_editorial_meta_paragraph_assignment":"","_ef_editorial_meta_checkbox_needs-photo":"","_ef_editorial_meta_number_word-count":"","_ef_editorial_meta_checkbox_slider":"","_ef_editorial_meta_checkbox_featurette":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7712,70,15,3,122493,123207,661],"tags":[122589,123827,123826,124544,125133,123828,124776,123829],"class_list":{"0":"post-66264","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-academics","8":"category-campus","9":"category-community","10":"category-education","11":"category-faculty-and-staff","12":"category-probasco-chair","13":"category-students","14":"tag-center-for-economic-education","15":"tag-creating-the-mocs-experience","16":"tag-cultivating-a-culture-of-innovation","17":"tag-get-to-know-the-people-of-utc","18":"tag-kim-holder","19":"tag-leveraging-our-special-place-as-chattanoogas-university","20":"tag-mocs-learn-mocs-do-mocs-lead","21":"tag-operating-with-excellence","22":"entry"},"yoast_head":"\nThe people of UTC: Get to know Kim Holder\u00a0 | UTC News Archive: Jul 2007 - 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